Author: Michael McGee Jr. CFP®, CPA, JD
Michael McGee Jr. CFP®, CPA, JD
Michael W. McGee Jr., CFP®, CPA, JD, is the Director of McGee Wealth Management, a second‑generation wealth management firm based in Katy, Texas and serving clients nationwide. Building on the firm’s long-standing legacy, Michael leads with a clear mission: to help hardworking families and professionals make confident, well‑informed financial decisions that support the life they’re working to build. As a Certified Financial Planner® professional, attorney, and Certified Public Accountant, Michael brings a rare combination of tax expertise, legal insight, and comprehensive financial planning knowledge to every client relationship. Before joining McGee Wealth Management, he practiced taxation, estate planning, and probate law at a prominent Houston firm, advising high‑net‑worth families on complex financial and legal matters. This multidisciplinary background allows him to approach your financial life with clarity, precision, and a deep understanding of how each decision impacts the next. Michael works with professionals, retirees, and families who have built their wealth through discipline and consistency. His clients value straightforward guidance, proactive tax‑informed planning, and a long‑term partnership that helps them stay organized and prepared for life’s transitions. Whether you’re preparing for retirement, coordinating multi‑layered tax, investment, and estate considerations, or simply wanting to ensure you’re making the right moves today, Michael’s calm, strategic guidance helps you move forward with confidence At McGee Wealth Management, Michael’s mission is simple: to help you build a secure, intentional financial future so you can focus on what matters most; your family, your career, and the life you’re working hard to create. Michael holds a Juris Doctor from the University of Houston Law Center and is an active member of the State Bar of Texas, the Houston Bar Association, and the Texas Society of Certified Public Accountants. He and his wife, Jennifer, live in Fulshear with their three children. Outside the office, you’ll find him spending time with his family or enjoying the outdoors hunting, fishing, and golfing. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a brokerdealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. McGee Wealth Management and Cambridge are not affiliated. Cambridge does not offer tax or legal advice. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP® in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
An overlooked IRS rule allows families to pay qualified tuition and medical expenses directly and give more (without trusts, fees, lifetime exemption concerns or even using your annual gift tax exclusion). When people think about gift taxes, the annual exclusion usually comes to mind. It is the familiar rule that allows you to give up to a certain amount each year to another person without filing a gift tax return. For many families, that number becomes a mental ceiling. Once they reach it, they assume anything more will create tax headaches or require complicated planning. What often gets overlooked is…
What the inherited IRA 10 year rule really means, why Roth strategies matter, and how to tame taxes for your loved ones. Most people assume their retirement accounts will simply “work themselves out” over time, but in reality the rules behind them can have a bigger impact on your family’s future than the investments themselves. Retirement accounts are powerful savings tools, yet the rules that govern them can quietly shape your lifetime tax bill and the legacy you leave. In 2026, just a few years after the sweeping Secure Act reshaped the retirement landscape, one rule in particular now sits…
Understanding IRMAA in 2026: What It Means for Your Medicare Costs For many people in their early 60s, Medicare eligibility feels like a milestone worth celebrating. Friends and family often share stories about how much money they’ve saved after enrolling, and it’s easy to assume the same will happen for you. But here’s the surprise: for some retirees, Medicare doesn’t lower costs at all. In fact, certain financial situations can lead to higher premiums (sometimes even more than before). One of the biggest reasons? IRMAA, or Income-Related Monthly Adjustment Amount. As we move into 2026, understanding how IRMAA works and…
Understanding Self-Directed Brokerage Accounts and How Advisors Use Them in a Unified Plan For many years, employer retirement plans followed a straightforward pattern. You selected from a short list of mutual funds, chose a contribution rate, and relied on that combination to support your long term goals. As retirement planning has evolved, so have the investment features offered within these plans. One option gaining visibility is the Self Directed Brokerage Account, known as an SDBA. At McGee Wealth Management, we utilize a wide range of SDBA options when managing client portfolios, which allows us to create more coordinated strategies across…
By the time the fireworks faded on July 4, 2025, something else quietly lit up the sky for American households: the signing of the One Big Beautiful Bill (OBBB). While the name may sound theatrical, the legislation itself is packed with real-world implications. For people who’ve taken a measured, intentional approach to growing their wealth, this new law may offer a rare gift in the world of personal finance: clarity. For those who value predictability and thoughtful planning, it could be a game-changer. Let’s unpack what’s changed and what it might mean for your financial decisions in the year ahead.…
Estate planning for family businesses and farms requires more than dividing assets: it demands balancing relationships, responsibilities, and legacies When families think about passing down wealth, the conversation often centers on numbers: tax brackets, exemptions, and valuations. But when wealth is tied up in a business, a farm, or a ranch, the conversation shifts. It becomes about people, relationships, and the future of something that carries meaning far beyond its balance sheet. Parents want to be fair. They want to show love equally to all their children. Yet in estate planning, “equal” and “fair” are not always the same thing.…