A friend married a world-class chef and was a little surprised when the mac & cheese rolled out at dinner time. After spending all day creating extraordinary food for other people, the last thing she wanted to…

How Roth Conversions Work Roth Conversions are a powerful tool for investors looking to manage their taxable income in retirement. If done properly, Roth Conversions allow investors to move money from a tax-deferred account (usually a Traditional…

Choosing a financial planner is one of the most important financial decisions you will ever make. Because the planning process requires you to share highly personal details about your finances, family, goals, and values, due diligence is…

You may have heard from news pundits or market veterans (I’ll lump myself with the latter) that the pool of available companies to invest in has been shrinking over the last 30 years. Many companies that would…

When investors choose a financial advisor, they often focus on investment performance, fees, brand recognition, or the size of the firm. Those factors matter. But I would argue there is a more important question underneath all of…

Why Certain Financial Products are Risky and How to Avoid Them In my 30 years in this business, I’ve witnessed countless investment products rise and fall. Many of these offerings were created by major financial institutions with…