One of the most expensive mistakes people make in markets has nothing to do with picking the wrong stock. It is not understanding whether they are an investor or a trader. At first glance the distinction may…

How One Election on Employer Stock Can Quietly Shape Your Retirement Taxes Most people think of their 401(k) as a single bucket. You put money in, it grows, and someday you pay taxes when you take it…

The Myth: “Too Much in a Few Giant Stocks” Over the past couple of years much has been made about how the S&P 500 Index has become over-concentrated in just a handful of large cap technology companies.…

An overlooked IRS rule allows families to pay qualified tuition and medical expenses directly and give more (without trusts, fees, lifetime exemption concerns or even using your annual gift tax exclusion). When people think about gift taxes,…

What the inherited IRA 10 year rule really means, why Roth strategies matter, and how to tame taxes for your loved ones. Most people assume their retirement accounts will simply “work themselves out” over time, but in…

For families of significant wealth, whether earned and created by the current generation, inherited from past generations, or a combination of both, legacy wealth and family dynamics inevitably present challenges. And, while those challenges may be considered…