Understanding Self-Directed Brokerage Accounts and How Advisors Use Them in a Unified Plan For many years, employer retirement plans followed a straightforward pattern. You selected from a short list of mutual funds, chose a contribution rate, and…

There are economic and strategic advantages After a family has accumulated a significant amount of wealth – tens of millions of dollars or more – it is time to consider whether a family office structure will serve…

There are three primary ways in which consumers pay for financial planning advice – asset-based fees, flat fees (which include one-time payments, ongoing retainer arrangements, and subscriptions), and hourly-fees. Determining which among these best serves consumer interests…

I know many people love business and investing podcasts. I am not one of them. I tried a bunch, especially during COVID, but none held my attention for more than a week or two. If you told…

As investment professionals, we often ask clients, “How do you view risk?” But the more important question isn’t how you view it; it’s how you actually respond to risk when it becomes real. To explore this, here’s…

What is Direct Indexing For many investors, a core equity strategy is the centerpiece of a diversified investment portfolio, and this core is often represented by indexed exposure to core equities with “satellites” representing other asset classes…