There are three primary ways in which consumers pay for financial planning advice – asset-based fees, flat fees (which include one-time payments, ongoing retainer arrangements, and subscriptions), and hourly-fees. Determining which among these best serves consumer interests…

I know many people love business and investing podcasts. I am not one of them. I tried a bunch, especially during COVID, but none held my attention for more than a week or two. If you told…

As investment professionals, we often ask clients, “How do you view risk?” But the more important question isn’t how you view it; it’s how you actually respond to risk when it becomes real. To explore this, here’s…

What is Direct Indexing For many investors, a core equity strategy is the centerpiece of a diversified investment portfolio, and this core is often represented by indexed exposure to core equities with “satellites” representing other asset classes…

When most people think about retirement, they picture this momentous event: the day they finally stop working. In many ways, this is much like planning a wedding. Couples and families spend months (some even more!) planning and…

Much of the conversation around the rise of the independence movement in wealth management has focused on financial advisors. They seek better work environments, better economics, ownership and control, and relief from constantly peering around corners for…